Learn Italian: A Guide To Learning The Basics of A New Language (2015)
Chapter 13. Money and Banking
Almost every traveller needs to transact with banks or money exchange agencies to change their own currency to the local currency. Some go to banks to do bank transfers, open accounts, withdraw, or make deposits. Not all shops accept credit cards and you will need cash to pay for many of your travel expenditures. To ensure that you will get the most out of your funds, you need to be familiar with some money and banking terms.
For changing your currency, banks usually offer the best rates. If the banks are closed and you need hard cash fast, commercial exchange offices or booths are the next best thing.
These are the most common terms you will encounter when transacting with banks or money changers:
taux de change comptant |
exchange rate |
cambiare |
to change |
banca |
bank |
la moneta |
coin |
l'importo |
amount |
soldi |
money |
il modulo |
form |
chèques de voyage |
traveler's checks |
Mandat télégraphique |
wire transfer |
la firma |
signature |
You can use the following helpful phrases in transacting with banks:
Qual'e' il tasso di cambio per il dollaro? |
What is the exchange rate for dollars? |
Vorrei cambiare novecento dollari. |
I would like to change $900. |
C'e' una commissione da pagare? |
Is there a commission? |
Qual'e' la data di oggi? |
What is the rate today? |
Dove devo firmare? |
Where do I sign? |
Banking Terms
Acconto |
deposit |
addebitare (verb) |
Debit |
agevolazioni creditizie |
credit facilities |
assegni turistici |
traveller's cheques |
assegno |
cheque |
assegno a vuoto |
bounce a cheque |
azione |
Share |
azionista |
share-holder |
banca |
Bank |
banconota |
bank note |
bollettino di conto corrente |
paying-in slip |
bonifico bancario |
bank transfer |
carta di credito |
credit card |
Codice Fiscale |
fiscal/tax code |
conto corrente/interno |
checking/current account |
conto corrente cointestato |
joint accounts |
conto estero |
Non-resident account |
conto in banca |
bank account |
contrarre un mutuo / un’ipoteca |
take out a mortgage |
direttore (-trice) di banca |
bank manager |
domiciliazione |
direct debit |
estratto conto |
bank statement |
libretto degli assegni |
cheque book |
libretto di banca |
bank book |
libretto di risparmio |
deposit account |
ordine di pagamento |
standing order |
prestito bancario |
bank loan |
richiesta di bonifico |
payment slip |
saldo |
bank balance |
saldo attivo |
credit balance |
saldo passivo/debitore |
debit balance |
scoperto di conto |
overdraft |
spese bancarie |
bank charges |
tasso di cambio |
exchange rate |
tasso di interesse |
interest rate |
tasso fisso |
fixed rate |
tasso ufficiale di sconto |
bank rate |
tasso variabile |
variable rate |
tratta bancaria |
bank draft |
ufficio di cambio |
exchange Bureaux |